Financial Analysis on Nokia from 2008 to 2009 Research Paper

Monetary Analysis on Nokia from 2008 to 2009 - Research Paper Example The Working Capital proportions demonstrate how well the organization can deal with its working capital. The benefit the executives proportions are otherwise called working capital proportions or the proficiency proportions. The point is to quantify how adequately the firm is dealing with its benefits. (Netcom, n.d.)The following are a portion of the working capital proportions which demonstrate the productivity of the organization in dealing with its working capital. Liquidity proportion is characterized as a class of money related measurements that are utilized to decide an organization's capacity to take care of its transient obligations obligations.Generally, the higher the estimation of the proportion, the bigger is the edge of security that the organization has to cover momentary obligations. (Investopedia, 2009) The above table demonstrates that the organization has proficiently dealt with its working capital during the year finishing September 2009 when contrasted with the year 2008. Nokia is keeping up an agreeable current proportion and the current proportion of 1.5 suggests that the organization has adequate current resources circumstance which will empower the organization to meet its present liabilities with no issue. In any case, the organization has expanded its drawn out obligations during the year 2009 with the outcome that there is an expansion in this proportion. This infers the organization will cause extra intrigue costs on ac quired assets. The income to obligations circumstance has along these lines moved to an unfavorable circumstance in 2009 when contrasted with the prior year. In 2008 the income position of the organization was agreeable enough to settle the present moment and long haul obligations in only 7 months. Though, with the expansion in long haul obligations and the income from tasks it would take roughly 3.8 years for the organization to settle the obligations. This is certainly not a decent situation from the value investors' perspective. Be that as it may, the reason for which the drawn out assets were activated is to be learned for a legitimate legitimization for the expansion in obligations. The quantity of days deals exceptional is another working capital proportion that shows the proficiency of the working capital administration of the organization. This proportion has transformed from the earlier year figure of 70 days to 83 days. This infers the organization has not had the option to gather the extraordinary records receivable as proficiently as it was doing in 2008. Be that as it may, the expansion in credit deals may be another explanation behind the adjustment in this proportion. At the point when the organization has offered increasingly liberal credit terms to its wholesalers and vendors so as to support its deals, that circumstance may have brought about expanded indebted individuals and the ensuing increment in the quantity of days deals exceptional. A more vulnerable deals condition is demonstrated by the expansion in the quantity of days stock communicated as a proportion to the expense of merchandise sold. There is a collection of stock because of lower dea ls which is demonstrated by the adjustment in this proportion. Â

Moravians Migration into the Lehigh Valley, Pennslyvannia Term Paper

Moravians Migration into the Lehigh Valley, Pennslyvannia - Term Paper Example The soonest history of Bethlehem is associated with Bishop David Nitschamann who assembles a congregation, which started the Moravian settlement (Levering 24). He purchased a land where the individuals were settled, and this was the central for the improvement of the Bethlehem. It is here that he assembles the lodge, which turned into the main structure in Bethlehem. Initially, they were thirteen pioneers who previously settled at Bethlehem. The book â€Å"A History of Bethlehem†, by Joseph Mortimer Bishop clarifies of the movement of the Moravian to Bethlehem. It clarifies the reason for relocation, and the settlement of the individuals in the new land (Township News 7). The article â€Å"city of Bethlehem† in 2008, additionally clarifies the difficulties the individuals looked in the relocation, purposes behind movement. It additionally talks about the individuals settlement in their new land. Mortimer the writer of the book â€Å"A History of Bethlehem,† sees Nitschmann as being principal in the movement of Moravian to Bethlehem. Nitschmann had a place with the old Brethrens church. He was conceived in Moravia at Zauchtenthal. It is said that he endured mistreatment on account of his confidence, and he needed to free his local land. He fled Moravia in1724, and on 1732, he was one of first ministers in St. Thomas from Moravian (Levering 28). It is said that he spent a mind-blowing remainder spreading gospel, he is said to have added to the improvement of numerous settlement over the world before his passing in 1771. The remainder of the preachers had an alternate childhood before they met up in their teacher works and were among the organizers of Bethlehem. The article on the City of Bethlehem, additionally specifies the pretended by the main teachers in the settlement of individuals in Bethlehem and the resulting development of the city. The article in any case, doesn't clarify in subtleties the reason for the relocation, however centers around the settlement of the individuals in the new land. It centers around the combination of the Moravian in their new environmental factors. The two articles clarify the purposes for the naming of the city. The city can be said to have developed as a religion community. The city was named as Bethlehem as a method of celebrating God. The point of the city was to be the focal point of evangelist activity in the area. It had indistinguishable objectives from the gospel itself, recovering the wild. The establishment stone for the subsequent structure was laid by Bishop Nitschmann. This was critical to the foundation of the town as the strict focus. The development of town quickly the individuals settled in the district is another factor that the article underlines. The structure was a two-story house was crucial in the foundation of the town. It remained the house for the ministers for a long time. The congregation extended immensely, and by 1743, the gathering included people group s who were in the settlement in the locale (Levering 52). The gathering likewise got the name â€Å"fishers†, concerning the book of scriptures where Andrew and subside were known as the fishers of men. Bethlehem developed to be the focal point of the economy. The Moravian had effectively presented the city in their first settlement, and the city followed their convictions. A significant number of the white pilgrims and other and the local Americas joined the congregation. The article s likewise clarifies of how the individuals showed up in the Jerusalem. The most punctual individuals showed up in this spot as evangelists, yet the resulting bunches came at Bethlehem as their very own result singular reasons.

Time Management Tips for Adults With ADHD

Time Management Tips for Adults With ADHD ADHD Adult ADD/ADHD Print Time Management Tips for Adults With ADHD Time management is tough for most adults with ADHD By Keath Low Keath Low, MA, is a therapist and clinical scientist with the Carolina Institute for Developmental Disabilities at the University of North Carolina. She specializes in treatment of ADD/ADHD. Learn about our editorial policy Keath Low Updated on February 13, 2020 ADHD Overview Symptoms Causes Diagnosis Treatment Living With In Children caiaimage / Getty Images I’m running late.I’ll be there in just a little while.I am so sorry Im late. How many times have you said these words? It feels terrible to be lateâ€"to work, to your doctors appointment, to your meeting, to meet a friend, getting the kids to school, and even worse, picking the kids up from school. How can you stop this cycle? How can you improve your time management? ADHD coach  Kay Grossman, M.A.  explains that effective time management requires two skills that people with ADHD often naturally lack, but can learnâ€"planning and marking the passing of time. According to Grossman, the best prescription for being on time includes: planning ahead on a daily basisemploying strategies that use the individual’s preferences and personal styleusing external cues to indicate elapsed time Grossman provides a few no-fail solutions for addressing specific time-management dilemmas. Challenge: Planning Too Many Activities How many times have you committed yourself to too much? Grossman says that this over-scheduling occurs quite often. Sometimes we become too gung-ho or unrealistic about the number of things we can get done in a given period. Other times, we may have difficulty saying “no” to requests others make of us. Unfortunately, over-committing and over-planning simply sets us up for frustration. Solutions: Choose a planner that works for you, considering size, technology, ease of use, portability, color, and feel.Mark out times for known, set, key events such as work times, meal times, carpools, and standing appointments.Keep note of items that you should do versus items that you want to do. You may want to tackle your disorganized filing cabinet, but you should first tackle an assignment thats due tomorrow.Create a to-do list and then choose no more than three to five high priority items to complete on a given day, marking them with an asterisk or color-coding system. Write those items in your planner in the gaps of time available.Think “subtract” or “swap” when you add an item to your daily plan. Keep in mind the finite number of minutes in a day and the fact that you are only one person. If you have the means, consider delegating some tasks to others, like sending dirty clothes to the laundromat rather than doing the laundry yourself.If a big project overwhelms you, consider breaking it down into multiple mini-projects, with a deadline for each. Challenge: Having What You Need to Get Out the Door on Time Its time to go, but your necessary items are scattered all around the house. Where are those car keys? Where are my glasses? Solutions: Establish holding places near the door for keys, wallets, backpacks, and purses. Make it a habit of placing those items in the special place any time you walk in the door.Put any items you need to take with you in the morning in the designated holding place or on the floor next to the door. Encourage all family members to do the same. Challenge: Having Too Much to Do in the Morning   You can’t decide what to wear. Your shirt is wrinkled, so you have to iron it. You finally decide what to wear, but now one of your shoes is missing from the closet. Solutions: Reduce morning stress by preparing the evening before. Gather all items for your morning outfit, including shoes and accessories, before you go to bed.Establish and post a list of the morning routine. Do only those items. Do not squeeze in anything else. Challenge: A Lack of Internal Cues That Help You Judge the Passing of Time How many times have you been engrossed in an activity on the computer and lost track of time? This happens to people with ADHD quite frequently. We get involved in an interesting activity, completely lose our sense of time and as a result, we miss an important meeting or picking the kids up from school on time. Solutions: Strategically set timers to ring or vibrate as a convenient external cue of elapsed time. You may even use a combination of a vibrating watch alarm set as a warning signal and a freestanding timer set 15 minutes later as a reminder to get off the computer in a timely manner.Set a cell phone or watch alarm to vibrate every 10 or 15 minutes. When the alarm goes off, use that as a cue to orient yourself in time. Ask yourself if you are doing what’s most important at this moment and if you are where you need to be. Challenge: Estimating How Long Specific Tasks Take Grossman notes that with a fluid ADHD-style time sense, it is difficult to know if there’s enough time to finish a report the morning before the big meeting, to take one last phone call before leaving to drop off the children at soccer practice, or to make “just one stop” en route to the doctor’s office in time for the appointment. Solutions: Double or even triple the amount of time you think it will take to do something and then plan accordingly.Make a rule for yourself that you will simply not do that “one last thing” before leaving the house for an appointment or en route to a destination. Set and stick to your deadlines and to-do list.Hone your time sense by practicing. Start by estimating how long tasks will take. Write your estimates in your planner next to the item and keep track of the actual time spent. Look for patterns. Do you usually underestimate how long it takes to drive places? Do you tend to overestimate how long it will take you to complete your expense report? With a vigilant practice of guessing and recording the actual elapsed time, the gap between your estimated and actual time will narrow. You’ll feel more in control and will arrive places consistently on time.Determine how much time it truly takes you to get ready to leave the house in the morning, accounting for everything that must be done. Challenge: Failure to Account for Time Eaters   What are time eaters? Grossman explains that time eaters are the seemingly trivial, peripheral activities that accompany most actions we take, eating into our time without our awareness. They include traffic snarls, searching for parking spots, walking from parking lots into buildings, elevator delays, finding the right office, and the need to run back to the car for a forgotten item. Time eaters also show up at our workplace, interfering with on-task effectiveness. They include phone calls, audible e-mail alerts, and stoppers-by. Solutions: Build in plenty of time to account for time eaters. Double or triple the amount of buffer time you normally allow for traveling to a destination.To optimize timely task completion, choose a chunk of time when you’ll turn off the phone ringer and your e-mail alerts, and hang a sign on your closed door requesting no interruptions. Challenge: A Desire to Avoid Being Early, Which Results in Being Late   Grossman notes that some people simply don’t like to arrive places early. They may dread the discomfort or tedium of waiting for a meeting or appointment to start. Solutions: Pack a guilty pleasures tote bag and keep it in your car to use just in case you arrive somewhere early. Guity pleasure items are those you enjoy but often deny yourself due to a perceived lack of time. They might include magazines, novels, catalogs, or crossword and sudoku puzzles. A variation on this theme is a found time tote bag, which might include projects without a set deadline, such as thank-you cards (along with pens and envelopes). You may even find yourself aiming to arrive early so you can reward yourself with your “indulgent” activity.Use the wait as necessary downtime in your day. Try a simple meditation technique of focusing on your breath, or simply remind yourself that a few minutes of daily downtime is required for recharging your brain, making it a productive use of your time.Take advantage of this time by accomplishing those things youre unlikely to schedule such as cleaning out your wallet or purse, balancing your checkbook, or tweaking your to-do list. The next time you find yourself running late, review Grossman’s list. Find your “challenge” and try each of the suggested solutions. You may find yourself arriving places on time (maybe even early!) and feel much more relaxed and happy.

Time Management Tips for Adults With ADHD

Time Management Tips for Adults With ADHD ADHD Adult ADD/ADHD Print Time Management Tips for Adults With ADHD Time management is tough for most adults with ADHD By Keath Low Keath Low, MA, is a therapist and clinical scientist with the Carolina Institute for Developmental Disabilities at the University of North Carolina. She specializes in treatment of ADD/ADHD. Learn about our editorial policy Keath Low Updated on February 13, 2020 ADHD Overview Symptoms Causes Diagnosis Treatment Living With In Children caiaimage / Getty Images I’m running late.I’ll be there in just a little while.I am so sorry Im late. How many times have you said these words? It feels terrible to be lateâ€"to work, to your doctors appointment, to your meeting, to meet a friend, getting the kids to school, and even worse, picking the kids up from school. How can you stop this cycle? How can you improve your time management? ADHD coach  Kay Grossman, M.A.  explains that effective time management requires two skills that people with ADHD often naturally lack, but can learnâ€"planning and marking the passing of time. According to Grossman, the best prescription for being on time includes: planning ahead on a daily basisemploying strategies that use the individual’s preferences and personal styleusing external cues to indicate elapsed time Grossman provides a few no-fail solutions for addressing specific time-management dilemmas. Challenge: Planning Too Many Activities How many times have you committed yourself to too much? Grossman says that this over-scheduling occurs quite often. Sometimes we become too gung-ho or unrealistic about the number of things we can get done in a given period. Other times, we may have difficulty saying “no” to requests others make of us. Unfortunately, over-committing and over-planning simply sets us up for frustration. Solutions: Choose a planner that works for you, considering size, technology, ease of use, portability, color, and feel.Mark out times for known, set, key events such as work times, meal times, carpools, and standing appointments.Keep note of items that you should do versus items that you want to do. You may want to tackle your disorganized filing cabinet, but you should first tackle an assignment thats due tomorrow.Create a to-do list and then choose no more than three to five high priority items to complete on a given day, marking them with an asterisk or color-coding system. Write those items in your planner in the gaps of time available.Think “subtract” or “swap” when you add an item to your daily plan. Keep in mind the finite number of minutes in a day and the fact that you are only one person. If you have the means, consider delegating some tasks to others, like sending dirty clothes to the laundromat rather than doing the laundry yourself.If a big project overwhelms you, consider breaking it down into multiple mini-projects, with a deadline for each. Challenge: Having What You Need to Get Out the Door on Time Its time to go, but your necessary items are scattered all around the house. Where are those car keys? Where are my glasses? Solutions: Establish holding places near the door for keys, wallets, backpacks, and purses. Make it a habit of placing those items in the special place any time you walk in the door.Put any items you need to take with you in the morning in the designated holding place or on the floor next to the door. Encourage all family members to do the same. Challenge: Having Too Much to Do in the Morning   You can’t decide what to wear. Your shirt is wrinkled, so you have to iron it. You finally decide what to wear, but now one of your shoes is missing from the closet. Solutions: Reduce morning stress by preparing the evening before. Gather all items for your morning outfit, including shoes and accessories, before you go to bed.Establish and post a list of the morning routine. Do only those items. Do not squeeze in anything else. Challenge: A Lack of Internal Cues That Help You Judge the Passing of Time How many times have you been engrossed in an activity on the computer and lost track of time? This happens to people with ADHD quite frequently. We get involved in an interesting activity, completely lose our sense of time and as a result, we miss an important meeting or picking the kids up from school on time. Solutions: Strategically set timers to ring or vibrate as a convenient external cue of elapsed time. You may even use a combination of a vibrating watch alarm set as a warning signal and a freestanding timer set 15 minutes later as a reminder to get off the computer in a timely manner.Set a cell phone or watch alarm to vibrate every 10 or 15 minutes. When the alarm goes off, use that as a cue to orient yourself in time. Ask yourself if you are doing what’s most important at this moment and if you are where you need to be. Challenge: Estimating How Long Specific Tasks Take Grossman notes that with a fluid ADHD-style time sense, it is difficult to know if there’s enough time to finish a report the morning before the big meeting, to take one last phone call before leaving to drop off the children at soccer practice, or to make “just one stop” en route to the doctor’s office in time for the appointment. Solutions: Double or even triple the amount of time you think it will take to do something and then plan accordingly.Make a rule for yourself that you will simply not do that “one last thing” before leaving the house for an appointment or en route to a destination. Set and stick to your deadlines and to-do list.Hone your time sense by practicing. Start by estimating how long tasks will take. Write your estimates in your planner next to the item and keep track of the actual time spent. Look for patterns. Do you usually underestimate how long it takes to drive places? Do you tend to overestimate how long it will take you to complete your expense report? With a vigilant practice of guessing and recording the actual elapsed time, the gap between your estimated and actual time will narrow. You’ll feel more in control and will arrive places consistently on time.Determine how much time it truly takes you to get ready to leave the house in the morning, accounting for everything that must be done. Challenge: Failure to Account for Time Eaters   What are time eaters? Grossman explains that time eaters are the seemingly trivial, peripheral activities that accompany most actions we take, eating into our time without our awareness. They include traffic snarls, searching for parking spots, walking from parking lots into buildings, elevator delays, finding the right office, and the need to run back to the car for a forgotten item. Time eaters also show up at our workplace, interfering with on-task effectiveness. They include phone calls, audible e-mail alerts, and stoppers-by. Solutions: Build in plenty of time to account for time eaters. Double or triple the amount of buffer time you normally allow for traveling to a destination.To optimize timely task completion, choose a chunk of time when you’ll turn off the phone ringer and your e-mail alerts, and hang a sign on your closed door requesting no interruptions. Challenge: A Desire to Avoid Being Early, Which Results in Being Late   Grossman notes that some people simply don’t like to arrive places early. They may dread the discomfort or tedium of waiting for a meeting or appointment to start. Solutions: Pack a guilty pleasures tote bag and keep it in your car to use just in case you arrive somewhere early. Guity pleasure items are those you enjoy but often deny yourself due to a perceived lack of time. They might include magazines, novels, catalogs, or crossword and sudoku puzzles. A variation on this theme is a found time tote bag, which might include projects without a set deadline, such as thank-you cards (along with pens and envelopes). You may even find yourself aiming to arrive early so you can reward yourself with your “indulgent” activity.Use the wait as necessary downtime in your day. Try a simple meditation technique of focusing on your breath, or simply remind yourself that a few minutes of daily downtime is required for recharging your brain, making it a productive use of your time.Take advantage of this time by accomplishing those things youre unlikely to schedule such as cleaning out your wallet or purse, balancing your checkbook, or tweaking your to-do list. The next time you find yourself running late, review Grossman’s list. Find your “challenge” and try each of the suggested solutions. You may find yourself arriving places on time (maybe even early!) and feel much more relaxed and happy.